Phone: 619.579.0941  •  Fax: 619.579.2057  
 
 
 
   
 
Loan Products
 

Vehicle Loans

Get great rates and terms on loans for cars, trucks, motorcycles, RVs, boats, or recreational sports vehicles, like personal watercraft and off-road vehicles, and even classic cars.  ECFCU offers the same rate whether you are purchasing new or used or refinancing from another lender. See what ECFCU can do for you today!  (Click here to apply now.)

Signature Loans

Your good name (i.e. signature) can be all the collateral that’s needed to borrow money for almost any purpose.  Signature Loans are a great way to pay for smaller purchases, like laptops, bikes, or furniture, and to cover out-of-the-ordinary expenses like medical bills or special events.  (Click here to apply now.)

Lines of Credit

For those times when life happens, a Line of Credit makes borrowing quick and easy.  Advances can be made to cover almost anything from an overdraft in your checking account to the expected or not-so-expected times in your life.  (Click here to apply now.)

Share-Secured Loans

Use the money you have saved to secure a low-interest loan for whatever you need.  You can get what you want without tapping into your hard-earned savings.  It’s also a great way to start out or start over building your credit history.  (Click here to apply now.)

Home Loans

Put the equity in your home to work for you. ECFCU offers 1st and 2nd Mortgages and Home Equity Lines of Credit to get you the money you need for repairs/remodels, landscaping, vacations, weddings, etc. You dream it; we do our best to make it happen. Home purchase loans also available through our partnership with Members Loan Services. (Click Here to apply for a home loan.)

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Hours:  Monday/Tuesday:  9:00AM - 4:30PM   •    Wednesday:  10:30AM - 4:30PM   •    Thursday/Friday:  9:00AM - 5:00PM
 
 
Main Branch/Mailing address:
266 S. Magnolia Ave. Ste 101 El Cajon, CA 92020
La Mesa Branch:
7839 University Ave Ste 109A  La Mesa, CA 91942
This credit union is federally insured by the
National Credit Union Administration.
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