Phone: 619.579.0941  •  Fax: 619.579.2057  
 
 
 
   
 
Loan Rates
 
Loans
Loan Type Max Term APR* As Low As
New & Used Vehicle
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
60 Months 2.75%
72 Months 2.75%
84 Months 3.25%
New & Used Motorcycle
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value.
60 Months 5.75%
72 Months 5.75%
84 Months 6.25%
Classic Vehicle
Up to 80% of appraised value.
60 Months 6.75%
72 Months 6.75%
84 Months 7.75%
New & Used RV**/Boat
Dealer purchase up to 90% of contract price. Private party purchase up to 90% of book value. Boats must have current wholesale appraisal.
96 Months 6.75%
180 Months 7.25%
New & Used Recreation Sports Vehicle
(Includes personal watercraft and off-road vehicles)
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value.
24 Months 8.75%
36 Months 8.75%
60 Months 8.75%
Share Secured
Secured amount equals loan amount plus 3%.
120 Months Share APR +3% (Min. 4%)
Line of Credit 60 Months 14.00%
Signature 60 Months 11.00%
Overdraft Protection 12 Months 18.00%


Credit Cards
Card Type Annual Fee APR* As Low As
Platinum VISA NONE 9.90%
Secured VISA*** NONE 14.00%
 
Savings Rates
Certificate Rates
Financial Calculators
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*APR-Annual Percentage Rate. Rates presented are ON APPROVED CREDIT. Other rates may apply.

**RV-Recreational vehicles include travel trailers, fifth wheels, horse trailers,and motor homes.

***Credit extended under the Secured VISA credit card is secured by shares (monies on deposit) in the credit union in an amount equal to 103% of the approved credit limit.

Rates and terms subject to change. Contact a loan officer for current information.

 
 
Hours:  Monday/Tuesday:  9:00AM - 4:30PM   •    Wednesday:  10:30AM - 4:30PM   •    Thursday/Friday:  9:00AM - 5:00PM
 
 
Main Branch/Mailing address:
266 S. Magnolia Ave. Ste 101 El Cajon, CA 92020
La Mesa Branch:
7839 University Ave Ste 109A  La Mesa, CA 91942
This credit union is federally insured by the
National Credit Union Administration.
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